Detailed BIN Analysis

BIN Code 406995

Q: Which bank issued the card with BIN 406995?

The card is issued by the financial institution Sterling Bank Plc.

API Access: /bin/406995.json ↗

Sterling Bank Plc

Debit

4069 95XX XXXX XXXX

Cardholder BIN HOLDER

BIN Code

406995

Payment Brand

Visa

Card Type

Debit

Card Level / Class

Prepaid

Issuing Bank

Sterling Bank Plc

Issuing Country

Nigeria (NG)

Card Number Length

16 digits

Card Mask

4XXX XXXX XXXX XXXX

Country ISO-3 Code

NGX (Phone: N/A)

3D-Secure Protocol

Verified by Visa

BIN Length

6 digits

Card Level Privileges

Restricted Class (No credit limit, anonymous balance limit)

Cardholder Verification Method (CVM)

PIN only

Authorization / Floor Limit

Online authorization required (Online-Only)

Country TLD (Domain)

.ng

Country Coordinates

N/A

Fraud Risk Factor

High (Anonymous BIN)

Issuer Market Share

2% (Local/Niche issuer)

Card Hardware Technology

EMV Chip, Magnetic stripe

Acquiring Route Advice

Require 3D-Secure / Manual verification

Summary

BIN code 406995 is issued by Sterling Bank Plc in Nigeria. This is a Debit card of Visa payment brand with Prepaid tier.

Frequently Asked Questions (FAQ)

What does BIN code 406995 mean?

BIN code 406995 identifies a Visa Debit card issued by Sterling Bank Plc in Nigeria.

Which bank issued the card with BIN 406995?

This card is issued by the financial institution Sterling Bank Plc.

How to check card with BIN code 406995 using Luhn algorithm?

You can use our free test card generator and Luhn validator in the right column on this page to verify the check digit of the card number.

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