Detailed BIN Analysis

BIN Code 409681

Q: Which bank issued the card with BIN 409681?

The card is issued by the financial institution JSC OTP Bank.

API Access: /bin/409681.json ↗

JSC OTP Bank

Credit

4096 81XX XXXX XXXX

Cardholder BIN HOLDER

BIN Code

409681

Payment Brand

Visa

Card Type

Credit

Card Level / Class

Classic

Issuing Bank

JSC OTP Bank

Issuing Country

Russian Federation (RU)

Card Currency

Russian Ruble RUB (₽)

Card Number Length

16 digits

Card Mask

4XXX XXXX XXXX XXXX

Country ISO-3 Code

RUS (Phone: +7)

3D-Secure Protocol

Verified by Visa

BIN Length

6 digits

Card Level Privileges

Basic Level (Standard bank tariffs)

Cardholder Verification Method (CVM)

Signature / PIN

Authorization / Floor Limit

Offline floor-limits supported (Offline charges allowed)

Country TLD (Domain)

.ru

Country Coordinates

55.7558° N, 37.6173° E

Fraud Risk Factor

Low (Standard Risk)

Issuer Market Share

0% (Local/Niche issuer)

Card Hardware Technology

EMV Chip, Magnetic stripe

Acquiring Route Advice

Allow (Standard fraud control)

Summary

BIN code 409681 is issued by JSC OTP Bank in Russian Federation. This is a Credit card of Visa payment brand with Classic tier.

Frequently Asked Questions (FAQ)

What does BIN code 409681 mean?

BIN code 409681 identifies a Visa Credit card issued by JSC OTP Bank in Russian Federation.

Which bank issued the card with BIN 409681?

This card is issued by the financial institution JSC OTP Bank.

How to check card with BIN code 409681 using Luhn algorithm?

You can use our free test card generator and Luhn validator in the right column on this page to verify the check digit of the card number.

Compare with another BIN

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Issuing Country Location

Approximate geographic center of card issuance on an interactive map.

Quick Compare

Neighboring BINs

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