Detailed BIN Analysis

BIN Code 438865

Q: Which bank issued the card with BIN 438865?

The card is issued by the financial institution OTP Banka Srbija A.d. Novi Sad.

API Access: /bin/438865.json ↗

OTP Banka Srbija A.d. Novi Sad

Debit

4388 65XX XXXX XXXX

Cardholder BIN HOLDER

BIN Code

438865

Payment Brand

Visa

Card Type

Debit

Card Level / Class

Infinite

Issuing Bank

OTP Banka Srbija A.d. Novi Sad

Issuing Country

Serbia (RS)

Card Number Length

16 digits

Card Mask

4XXX XXXX XXXX XXXX

Country ISO-3 Code

RSX (Phone: N/A)

3D-Secure Protocol

Verified by Visa

BIN Length

6 digits

Card Level Privileges

Highest Premium Class (Personal banker, Priority Pass, VIP service)

Cardholder Verification Method (CVM)

PIN / Signature

Authorization / Floor Limit

Online authorization required (Online-Only)

Country TLD (Domain)

.rs

Country Coordinates

N/A

Fraud Risk Factor

Very Low (Premium BIN)

Issuer Market Share

3% (Local/Niche issuer)

Card Hardware Technology

Contactless payment (NFC), EMV Chip, Magnetic stripe

Acquiring Route Advice

Allow (Standard fraud control)

Summary

BIN code 438865 is issued by OTP Banka Srbija A.d. Novi Sad in Serbia. This is a Debit card of Visa payment brand with Infinite tier.

Frequently Asked Questions (FAQ)

What does BIN code 438865 mean?

BIN code 438865 identifies a Visa Debit card issued by OTP Banka Srbija A.d. Novi Sad in Serbia.

Which bank issued the card with BIN 438865?

This card is issued by the financial institution OTP Banka Srbija A.d. Novi Sad.

How to check card with BIN code 438865 using Luhn algorithm?

You can use our free test card generator and Luhn validator in the right column on this page to verify the check digit of the card number.

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